For me: Cancelling paid subscriptions should be as easy as subscribing. I hate the fact that they actively hide the unsubscribe option or that you sometimes should have to write an e-mail if you want to unsubscribe.

  • Today@lemmy.world
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    5 months ago

    My car insurance goes up as my car loses value. Years ago you could choose to only insure it up to a certain amount. My kids drove an older car and i designated $10k in insurance for it. That cut the insurance price to about 60%. Texas no longer allows that.

    • CuriousRefugee@discuss.tchncs.de
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      5 months ago

      Isn’t most of the insurance for liability? I can see a logic where older cars are less safe, and thus accidents are more likely and would cost more, hence the higher costs. But I’m just guessing.

      • Zak@lemmy.world
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        5 months ago

        Collision insurance, the kind that pays for damage to the policy holder’s car in the event of a crash caused by the policy holder or an authorized driver of their car often more than doubles the overall cost of insurance. Collision insurance is usually optional when there’s not a loan.

    • roofuskit@lemmy.world
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      5 months ago

      Your car may lose value, but the cost to repair goes up. Hence the insurance increases. Also the likelihood of a total loss goes up as well.

      • ilmagico@lemmy.world
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        5 months ago

        The insurance will never pay more than the value of the car, so if the repair cost goes too high they’ll just declare it a total loss and pay the “fair market value” of the car. And yes, a total loss is more likely, but that doesn’t mean the insurance pays more, on the contrary, they use that to pay less.

    • LandedGentry@lemmy.zip
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      5 months ago

      Huh that’s weird. My parents bought new cars and their car insurance basically doubled. Equal-tier vehicles to their older ones, but new.

      • Today@lemmy.world
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        5 months ago

        If the car that totals at $50k costs you $100/mo, that doesn’t drop to $90/mo when the car’s value drops to $45k. It stays the same or goes up.

        • LandedGentry@lemmy.zip
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          5 months ago

          That is not universal at all. There are so many factors at play. I’m sure it happens but again, not universal.

    • CanadaPlus@lemmy.sdf.org
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      5 months ago

      I mean, artisanal gold mining is still a huge thing in certain less-than-awesome areas. The basic way gold works is what inspired it.

      • untakenusername@sh.itjust.works
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        5 months ago

        torrenting is faster than usual downloading, its actually an incredible technology. i dont know the exact percentage of how much faster, but it makes sense that it would be because it puts less load on the server with the file because everyone downloading it is also sending it to each other

        image

        • kassiopaea@lemmy.blahaj.zone
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          5 months ago

          Torrenting can be faster than normal downloads. A file server with a fast connection that’s not overloaded can easily be faster than a P2P download that doesn’t have very many peers, or the peers all have slow connections. There’s no fixed percentage speed boost that you get, because sometimes you don’t.

          That said, for things like Linux ISOs or archives of stuff that people just keep seeding forever but aren’t hosted on fast file servers (if at all), it’s great and typically the bottleneck is your own connection.

    • LandedGentry@lemmy.zip
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      5 months ago

      You’re printing the promise of money using your actual money to pay an increased electric bill. Assuming you don’t get scammed, forget your pass, lose your key, etc.

      Also destroying the planet for literally no reason (particularly PoW coins like Bitcoin) because difficulty is completely artificial. It’s what makes mining so absurd - the more miners, the more power/silicon wasted, but the output is exactly the same because the release rate is set. More adoption = less efficiency. It’s completely back asswards.

      • Rivalarrival@lemmy.today
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        5 months ago

        Also destroying the planet for literally no reason

        Not necessarily.

        Solar has a problem where, if you install enough capacity to meet demand during short, overcast winter days, you have twice the capacity you need in spring or autumn, and 4 times as much capacity as you need during long, clear summer days.

        That excess production tanks the value of the power produced. Itnis already regularly driving power prices negative, making it impossible to recoup the value of your installation. Since it’s cheaper for you to just buy electricity on the market than to install solar, you don’t install solar. Nobody does. Solar installation never expands enough to meet winter demand.

        Unless we can monetize that cheap summer power. If we have some way of profitably consuming that excess power, we have every reason to maximize solar rollout.

        Crypto can do that just as well as anything else.

        • LandedGentry@lemmy.zip
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          5 months ago

          yeah well unfortunately techno bro fascists/crypto bros aren’t exactly the most progressive minds, and let me tell you: they are fucking hostile to renewables.

          And before you start lecturing me about how it’s about the tech or whatever, let me also tell you: I was mining literally over a decade ago. I know what crypto is, I know what mining is, and I know how this shit works. It is concretely unsustainable and back asswards, as I said. It will not be what the evangelists tell you. It’s been 15 years. It’s a casino, it’s a desperate attempt at getting rich because people are losing faith in traditional economic mobility (rightfully so).

          Remember when everyone was all about Argentina’s grand experiment? Fucking crickets now.

          • Rivalarrival@lemmy.today
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            5 months ago

            The issue is monetizing the excess power produced by adequately-sized solar facilities for 9 months out of the year. Getting enough people to point giant lasers into space would solve the overcapacity problem that comes with solar generation outside of the tropics. Crypto has a slightly higher ROI.

            Desalination, fischer-tropsch synfuel production, hydrogen electrolysis, demand-shaping of conventional industries like steel production and aluminum smelting, widespread adoption of electrified parking garages are some other options. Even other maligned, power-hungry technologies like AI can address the overproduction problems of solar better than conventional grid-scale storage solutions.

                • LandedGentry@lemmy.zip
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                  5 months ago

                  Fair enough. I was flippant with you, turnabout is fair play.

                  Anyway, I just think ultimately this whole enterprise doesn’t make sense so long as the majority of cryptos depend on a system that requires more and more computing power the more people get involved. The math is simple here to me, you disagree.

                  Have a good one

    • bizarroland@fedia.io
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      5 months ago

      It’s because crypto isn’t actually money. It’s just something somebody might give you money for.

      In theory, you can walk to your nearest forest and collect pine cones and then sell them to people.

      That’s about the same as crypto, only pine cones are actually useful.

      • kassiopaea@lemmy.blahaj.zone
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        5 months ago

        Fiat currency like the US dollar is just as intrinsically worthless. It has value only because people accept that it does, they trade with it, and it has legal status as tender “for all debts, public and private”.

        People trade bitcoin and other cryptocurrencies for goods all the time, without converting it to USD or anything first. I mean, yeah, usually the thing they’re buying is drugs or something but it’s the same as handing your local dealer a $20 bill.

    • No1@aussie.zone
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      4 months ago

      Sometimes I get so pissed they don’t have the main item I came for, that I go put everything back on the shelves, exactly where they came from.

  • daniskarma@lemmy.dbzer0.com
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    5 months ago

    I think in the eu we have some legislation about it. I have the feeling of reading about a law like that before. Subscription buttons needing to be as clear as unsubscribe.

  • Empricorn@feddit.nl
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    5 months ago

    For subscriptions, I highly recommend using disposable cards like Privacy.com (no affiliation, just a customer). If I want to try out Prime, or Starz, or a “free until…” promotional offer, I just spin up a card. It’s connected to my bank account, locked to that single merchant, and they can’t charge more than whatever spending limit I put on that card. Honestly, I don’t always even sign in to a service to cancel, it’s much easier to just pause or delete a card, and then they can’t charge you anymore. It’s free for us because they collect a small portion of the transaction amount (like Visa, PayPal, etc)…

  • chaosCruiser@futurology.today
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    5 months ago

    Interest based loans. It’s completely legal to use debt to kick the poor deeper into the gutter so that they can never stand up again.

  • HelixDab2@lemm.ee
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    5 months ago

    Shooting plainclothes cops that execute a no-knock warrant on your home.

    Seriously.

    All states–ALL states–have a castle doctrine that allows you to use lethal defense to protect yourself inside your home. A no-knock warrant being executed by cops out of uniform means that you have a reasonable belief that your home is being invaded, and that your life is at immediate risk. Now, admittedly, you probably aren’t going to survive that exchange of gunfire. But the state is going to have a really hard time charging you with shooting at/killing a cop if you do.

        • y0kai@lemmy.dbzer0.com
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          4 months ago

          In some parts of the US (at least, maybe nationally) the castle doctrine even extends to your car. It is thought of as an “extension” of your home/castle.

          Edit: spelling

    • bort@aussie.zone
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      4 months ago

      I’m gonna assume by “all states” you mean “all states within the USA”.

      • HelixDab2@lemm.ee
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        4 months ago

        I believe that most other countries call them provinces rather than states. But yes, if you live in a country that has a normal police force, and you don’t have to worry about out-of-uniform cops using no-knock warrants to kick your front door in, then this is definitely not going to apply to you.

  • rustyfish@lemmy.world
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    5 months ago

    Having the door held open for you while walking towards it but changing directions in the last moment.

    • CanadaPlus@lemmy.sdf.org
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      5 months ago

      Yes, there’s a lot of rules that are out there, but that aren’t actually enforced. Facing the other way in an elevator was one example I remember from social sciences classes.

      • iamtrashman1312@lemmy.world
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        5 months ago

        If I saw someone facing the rear wall/corner of an elevator but not acting unusual in any other way I think I’d feel like I was getting pranked somehow, lmao. I could go in and use the elevator and nothing could happen but one or more people facing the “wrong” way and I’d feel like I was the butt of a joke in some unfathomable way

        I think it’s the unnecessary number of turns you’d need to make to actually use the elevator but still face the rear well while using it that makes it feel weird to me, but idk

        • CanadaPlus@lemmy.sdf.org
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          5 months ago

          I mean, it’s the same, you just turn around at the end of the ride as you’re leaving rather than the beginning. But, it’s simply not how it’s done.