I got a $100 fine because the curtains I decorated my bedroom with were visible to the outside and not an approved color.
Never again.
Them breathing all my air.
I was the president of my HOA. Somewhat not intentionally.
It was my first home, a condo, and I bought it at launch right after it was built. After about 6 months of living there, a neighbor approached me and said the whole rest of the board had flaked out, and would I like to be president of the HOA?
I said sure, it seems interesting and I definitely want the value of my ownership to be protected.
So me, him, and another guy formed a new board.
Oh man, the messes we started to uncover. The super low dues didn’t even cover the trash removal, hallway electric lighting bill, elevator maintenance contract… Much less any landscaping. No wonder the place was looking rough.
And of course there was no budget to put money away for long term needs like reroofing or whatever.
So we worked hard on a plan to propose to the owners to increase the dues about 70% so that we’d have a well landscaped place and hopefully no surprise expenses ever because of an ample rainy day fund.
Less than 10% of the owners even showed up to the HOA meeting, so we didn’t meet quorum.
We tried again, and finally got quorum after knocking on doors and asking for people to please come and vote.
This was just one issue. I’d get regular calls like hey, somebody dumped an old mattress by the dumpster. Can you call the removal company (the regular trash service wouldn’t take that kind of thing). Or calls like “there’s some sick trees in the front yard, when are you finally going to get an arborist out here?” And so and so’s room is leaving trash in the hallway, can you please go talk to them?
I resigned within a year. Screw those guys and I’ll never co-own without getting to choose my partners again.
Why is an HOA looking after the building and public spaces? That should be either the landlord/building owner and the local council responsibility. HOA are bullshit which ever way you look at them.
The HOA is the owners. The owners vote in some board members who do the work on behalf of the majority of owners.
Sometimes the HOA hires some 3rd party management company to handle stuff, but in our case we felt it was wasted money because we would care more about the results. In the end I can see why a lot of owner boards do that as the day-to-day of running the place is obnoxious.
The public spaces were on our property, so our responsibility.
Yes, this is the unappreciated other end of shitty small-scale power tripping. Normal people don’t want to do jobs like internet moderator or HOA president, because nobody appreciates them and it’s boring. So, people who get a different kind of value out of it take their place, and around we go.
About 2014, HOA decided to do some upgrade to our water main coming from the street. The guy came out with a weedeater and damaged my mailbox post. I reported it to the board and they said they would take care of it. Two weeks later I got a violation in the mail for damaged mailbox post. I went to the board website and they told me I had to repair it or face a fine. Right about this time the builder stepped down and handed the HOA to an attorneys office to manage. I reached out to the attorney to forward them the first message and ask them to repair my mailbox post and they said they would send someone out. About a month later I got a notice from the HOA that said this was my third warning (it was my second) and they were going to put a lein on my house if I didn’t pay the fine, fix the mailbox post, and now pay a separate fee to the attorneys office since they were managing it.
I sent the HOA and the attorneys office copies of both of their messages saying they would handle it with a picture of my damaged mailbox post. Three months later, we get the yearly Financials from the board and the attorneys office charged the HOA $1,800 to put a $500 lein on the title of my home that we had paid off after trying to go through my previous mortgage holder’s legal department to try to get the fine out of my escrow that no longer existed.
We sold the house with a damaged mailbox post last year. Our new neighborhood has no HOA.
I get pissy about mine sometimes but reading these stories… Holy shit.
They don’t allow privacy fences. Only shitty metal picket fences you can see through. Can’t go outside without everyone on the street all up in your business and everyone’s fucking dogs are constantly barking at each other and getting loose because their fence isn’t tall enough to keep them from jumping it.
Sound’s like we live in the same neighborhood
Had an tenant whose son was reportedly causing havoc around the complex. It was a case of my tenant (and me, as her landlord) vs the HOA and some statements that others had provided. My tenant denied the claims when I spoke to her about them. No evidence was given. I got pulled into a sham of a disciplinary meeting (which my tenant was not allowed to attend) and fined for not doing enough to control my tenant.
This wonderful service for $370/ month (and increasing each year).
They overcharge a lot and pass the profits to their friends.
Whats an HOA?
I believe it is what Americans call what might be called an Owners Corporation / Body Corporate / Apartment Owners Association / Management Company in other parts of the English-speaking world.
In Canada we have strata for condos and town homes. Is it like that?
Home owner’s association; when you buy a house and it is part of a HOA, you have to sign a contract to join the HOA as a requirement of buying, which means you have to pay dues and abide by the rules of the organization, and you have to require the next buyer to also join in order to sell your house.
*In the US.
No, this exists in other countries just as well. Here in Germany it’s called „Hausverwaltung“.
Could you elaborate? Does HOA mean something different in other countries?
Norway has something similar, you own the inside usually and the HOA own the outside, including the houses themselves. Live in one, largely a good thing but some things come slow since they need to be voted for of course. Generally worth it, since you get good deals on things like internet. It’s cheaper but it’s also something you usually have to use and the only option. Eg only that provider of internet.
I’m my case, they are also responsible for my balanced ventilation, my exterior doors and my water heater. So when the time comes, they handle it. Shared costs cover snow plowing, the shared community building, upkeep of garage, outdoors and the buildings, and things like water bills and taxes paid. In particular, HOAs purchases do not need to pay a 2.5% of the purchase price fee when you purchase a home. This itself saves you quite a bit, and makes up for some of the extra you pay in monthly costs. (but pretty much all of those are at least going somewhere that benefit you anyways)
The downsides are, there are special rules so some people that have membership may have a right to take over the winning bid in a sale. I myself used this to purchase my place, having gotten 10 years of seniority in “HOA company”. You spend the seniority with your purchase, but also are not allowed to own more than one part. Also, no long term renting so there aren’t any companies buying and renting out and things like that. You have to live in the HOA.
in the UK, you buy a house and you pay a council (county?) tax. If you collect junk outside of your house no one says anything, you just get assigned as a cooky neighbour.
If the rats come or its genuinely bringing down the safety of the area, neighbours might complain tothe council who may/may not do anything about it depending on how much they care. Council positions are safe/steady jobs but the pay isn’t great, so you can expect swift inaction at any time.
It’s not a thing in other countries
Well, not by that name. There’s other sorts of legal agreements for shared buildings, though. People complain about condo boards up here too, but it sounds like the American HOA is particularly nasty. I don’t know why.
I’ve lived in 3 and had the luxury of them being fantastic and doing more than I expected, above and beyond and never being more than like…$50/mo. Included gym and pool access and stuff.
BUT, I have a family member who lives in one where basically everybody got hit with a roof repair bill of $30k partly due to previous management embezzlement, and it ended up being taken to the courts and crap and eventually got reduced but not eliminated. I think like half the residents sold and left in the year following.
So…it can be a crapshoot but I hear more stories that are bad than good.
They casually inform first time buyers that the roof needs to be replaced, all the piping leaks, the elevator is past its service life, and the previous management ripped them off so we’re critically underfunded, but the board didn’t get voted out.
Finally convinced one do-nothing to not run for reelection but it’s been a problem. I think we’re paying $450/mo, no amenities. There’s been a hole in the hallway ceiling for 3 months after the last plumbing repair.
We have a 4x15ft patch of grass that one day turned into dirt. I think we’re paying landscapers to maintain two bushes at this point because they haven’t touched that dirt pad.
mine went after a guy for adding insulation to the attic.
Only the poors care about energy efficiency. Can’t appear poor, or it might bring down the property values.
it was completely insane. they claimed he was storing the insulation in the attic (he had it professionally put in) and used association money on an attorney demanding he remove it. He refused and ultimately they had the maintenance guys remove it. bonkers. spent money so that our energy costs can be higher.
Selling.
The HOA changed management companies about three months before I moved out. New one couldn’t be bothered to provide the condo docs and required legal paperwork to me, the seller, my lawyer, or either realtor for the transaction, despite repeated requests. (My copies from my purchase were not enough for the bank.) Without it, the transaction could not close. We made it, barely, but their sluggishness almost destroyed the sale and the purchase of my next home, as the transactions were all dependent.
It took my realtor camping out in the HOA office to get copies. According to her, she showed up and was waiting for them and sat there for two hours while they photocopied, printed and generally fucked around pretending it was too hard to find.
They tried to claim I was behind in my dues too, but I’d anticipated that strategy, and emailed my realtor pictures of the cancelled dues checks AND the notarized statement from the outgoing management company saying I was paid in full at the time of handover.
I was glad to move out. Apparently they didn’t get better as I saw a lot of units for sale in the next year.
Mostly the neighbors who don’t pay their dues or needlessly hold up needed improvements.
Our HOA board does a great job, they are volunteers who live in the neighborhood. Our dues used to be $100 a year, plus $150 if you wanted to use the pool. Then the pool needed to be replaced (it was 45 years old) and we didn’t have the money for it, so we changed the dues to $250 and everyone gets access to the pool. That still didn’t raise enough money, so they tried to get everyone to agree to a one-time assessment of $1000 but too many people complained. So they’ve now raised the dues to $350, likely going up to $450 soon.
The good thing about the higher dues is we will now be able to afford a lawyer to go after the 10% of the homes that aren’t paying their dues. And maybe even force the people who are hoarding cars in their yards to have to move them.
You sound like a fun person to live around
Wait so for the folks that didn’t care about the pool, their dues went up 3.5x so far, soon to be 4.5x, for something they didn’t want or use, and you’re surprised they’re not paying? That’s some entitlement right there…
If you don’t want to pay for a pool then don’t move into a neighbor that has a pool. If you don’t want to have an HOA, don’t move somewhere that has one. If you don’t like how the HOA is run, volunteer to help run it.
What you don’t do is hold up the rest of the neighborhood that actually wants to take care of things properly.
The change to the dues required a change to the bylaws, which required 100% participation in voting, and required 60% approval. The change passed with over 85% approval. Most HOA dues in our area are $600 - $1000 per year, and many of those don’t have a pool. There are also many places around that don’t have an HOA.
It sounds like they moved into a neighborhood with an HOA that had an opt in pool and a two tier fee based on usage, and y’all changed that after the fact and are holding the smaller percent who don’t care about the pool hostage. This is part of why no one likes HOAs.
Prior to the pool retrofit could folks still move in and choose whether or not to pay for/use the pool?
Maybe they don’t care about the pool. Fuck an hoa
Then don’t move into a neighborhood that has an HOA and a pool?
That it was in a state of total chaos: the management company wasn’t doing their job, one of the members wasn’t paying his fees (only 3 units so it was a major hit), and I found out we didn’t have any insurance. I ended up taking over, got rid of the shitty management company, sued the delinquent member, evicted one of his tenants (drug addicts that left the doors unlocked and would set off the building smoke detectors all the time), and sold/moved once the dust settled.
