The bank doesn’t own the house, they just have a significant lien against it. Maybe a potato potato situation (how are you supposed to spell that phrase 🤔), but it is an important distinction.

Landlords can get pissed if you paint the walls/change appliances/remodel/etc., but so long as the property is properly insured (and you make your loan payments on time) the bank probably isn’t going to bother you.

Landlords can — and do — place restrictions on quiet hours, guest policy, who is allowed to live there, etc. Owning is definitely different.