Just use your dick then

Or use the PolyamorySweet mod and only have to choose who you marry first

The chance of divorce is actually closer to 25% these days! Also, the original 50% figure was heavily skewed by people who had divorced previously, just FYI.

Source

Tuna!

Just an aside, but it may help others who have this issue to share the solution that worked for you

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Ah yeah, that is sadly true. Too much lobbying and corruption for this to work the way it’s supposed to.

Encapsulated in that “etc.” in my first response is “going out of business”. This type of response would be way too difficult to get actual numbers for, but it has worked countless times. Just look at all the businesses that are no longer in business at all, they went out of business because they were no longer earning enough to stay viable.

It doesn’t matter if the company connects the loss to a specific action (although it would be nice) since the end result is the same, after enough time.

Lastly, I just don’t like the idea of my dollars being used by a company to further an agenda that I don’t want to support.

I would argue this is actually one of the most effective ways to respond. If enough people do it then the company has to react somehow (by pivoting, etc.). Obviously an organized effort would be better, but the “vote with your money” method isn’t anything to ridicule.

Wow, that’s more than a millennium, isn’t it?

Unfortunately, the same thing happens when you turn it all the way up

Easier to get a job if you have a job. Probably should use the earnings to see a therapist to deal with the job application anxiety.

Gulls are dope

I’ve had the opposite response. Generally I get a “good on ya, I should really delete it too”

Bold of you to assume my email app has push notifications

• A sad Proton user using a de-Googled device

Originally governments wanted backdoors into encryption protocols, but now they seem to want client side scanning (i.e. scanning messages on your phone before it’s encrypted and sent out)

If you watch municipal or provincial news conferences it’s fairly common to hear a First Nation blessing at its start, like a recent one in front of Nanaimo Regional General Hospital on Tuesday.

“The increase in Indigenous content is a good sign. It shows that municipalities are stepping up and, at least symbolically, embracing reconciliation and this is also a category of action that falls outside the Supreme Court ruling in Saguenay,” said Phelps Bondaroff.

Honest question: isn’t having the First Nation blessing violating the same constitution that the prayer is? Obviously the prayer is an obvious violation, but replacing it doesn’t seem to be the answer as far as I can tell.

I can provide some info about TD, Simplii, Tangerine, EQ, and Wealthsimple (more of an investing service than a bank):

Online Banking Experience:

• TD: Webapp works but is not pretty. App is more polished.
• Simplii: Webapp is similar to TD in lack of polish. Mobile app is similar to the other two above.
• Tangerine: Webapp is a bit better than the above two. App is more polished.
• EQ: Webapp is a bit more polished like Tangerine. Mobile app is a little worse than the above but still fine.
• Wealthsimple: Probably the best webapp and mobile app experience.

Credit Cards (Ease of Use):

• TD: Many credit card options and can automate payments for it from any institution (I believe).
• Simplii: They have a free card that has 4% back on restaurants which is pretty cool. Can be automated from other institutions.
• Tangerine: They have a very cool free credit card (2% back on 2-3 user selected categories). Annoyingly though, you can’t automate payments using another institution.
• EQ: No idea about credit cards.
• Wealthsimple: I believe they just released a new credit card. No idea how good it is.

Fees:

• TD: They have an account that if you keep a minimum $5000 in it, there are no fees and you get some extra perks (free premium credit card, etc.). Other than that, the free account with no minimum is pretty limited.
• Simplii: Free accounts and credit cards.
• Tangerine: Free accounts and credit cards.
• EQ: Free accounts. Not sure about credit cards.
• Wealth simple: Free account. Not sure about credit card.

Etransfers:

• TD: etransfers have a fee but is waived if you hit the minimum in the account.
• Simplii: free
• Tangerine: free
• EQ: free
• Wealth simple: no idea. Don’t think they allow etransfers.

Security:

• TD: Security is okay. They have a standalone authenticator app, so they need to step it up, but sadly they are still one of the better ones in Canada.
• Simplii: Meh security. Normal passwords and SMS 2FA.
• Tangerine: Awful security. Your password can only be a 6 digit numerical pin. Thankfully they require 2FA but only using SMS.
• EQ: Meh security. Normal passwords and SMS 2FA.
• Wealth simple: Good security. TOTP available and I believe passkey is here or coming? Not sure about that last part, but I wouldn’t be surprised with how ahead of the curve they are in this area.

Rewards:

• TD: Rewards depend on the credit card here.
• Simplii: Rewards are just in credit card.
• Tangerine: They have various rewards throughout the year. Usually temporary boosts to the interest on their savings account.
• EQ: Nope.
• Wealth simple: Nope.

Investing:

• TD: No idea.
• Simplii: no idea
• Tangerine: no idea
• EQ: Can buy GICs here but no idea otherwise.
• Wealth simple: The best since it’s an investing service.

Misc:

• TD: Great customer support and very established. Has lots of options for accounts, cards, etc.
• Simplii: No in person access.
• Tangerine: No in persona access. Security is abysmal but the other services are pretty good.
• EQ: Typically has the highest interest rate of all Canadian banks for the savings account. No in person access.
• Wealth simple: Great for investing and a good service!

What I do: I have my everyday banking with TD, savings with EQ, and investing with Wealthsimple. When Tangerine gives a promo, I move my savings there until the promo expires, then I move it back to EQ. I have credit cards with a bunch, but the one I’m considering ditching is the Tangerine one since payments cannot be automated through another institution.

Crazy idea: pay them both more so the public doesn’t have to