There seems to be a common misconception that mortgage interest rates are linked to the BoE rate, which if you’re out of your initial fixed period is somewhat true, however the majority of deals are more influenced by swap rates, such as SONIA. The rate drop had already been priced in over the last month or so, and now with the uncertainty surrounding the US since the election, and the recent budget, rates are starting to creep up again.

Both.

Our midwife from classes before our daughter was born explained it to us that all formula has to meet certain standards and have certain ingredients in it to qualify for sale in the UK, so you can guarantee each brand is providing a recommended amount of nutrition due to this.

We ended up going with Aldi’s formula, and if the other brands brought their prices more in line with that then I don’t see it as a bad thing. Charging through the nose for something that babies NEED if they aren’t being breast fed is absolutely abhorrent.

They’re not in power anymore, so thankfully not

We have a counter top dishwasher. It has a window. It’s not that interesting though.