I had two reasons, the first is because i found it way too easy to spend on my card without thinking, and the second because I wanted to regain a bit of privacy alongside everything else I’m doing. Ive set it up in my bank that on payday, an amount of my salary automatically goes to the bills account, some goes to long term savings, some to short term savings, then the rest I take out in cash.
It really does change my perception of spending I think: Ive found myself not buying things because I didnt want to break a note and carry change. I can physically see how much I have left. I can take £20 to the pub and leave when its finished. Plus it feels really good knowing every single transaction isnt stored forever. I have a small amount of money on a contactless ring for emergencies like a bus fare or somewhere that unexpectedly only takes card.
Is anyone else still predominantly using cash day to day?
Co worker went into a grocery store and asked for a loyalty card. They wanted him to fill out the form of information. He’s like can I just not? The person behind the counter couldn’t care less…they just handed him the plastic sheet of like ~5 cards (full size and several keychain sized). So my loyalty card is spilt with that many people and is tied to no one. So the data on that account is wild I’m sure. I don’t get the like 3 cents off gas but I wasn’t gonna use it for that anyway. I hate ‘loyalty card’ prices on everything…
I’m using fake names on all those things, but prices without loyalty are often insane. It’s basically an extra tourist tax.
They also usually tie loyalty cards to phone numbers. So tell them 555-555-5555. Chances are high that someone already registered a card to some bullshit phone number, and many people are using it simultaneously