Credit scores are only not a positive thing for people who don’t pay their debts. It’s 100% upside for people who do, and in the US at least, it’s trivially easy to have a top-tier credit score without paying a cent of interest, provided you actually do pay back what you borrow.
Credit scores are only not a positive thing for people who don’t pay their debts. It’s 100% upside for people who do, and in the US at least, it’s trivially easy to have a top-tier credit score without paying a cent of interest, provided you actually do pay back what you borrow.
Why do you think some people don’t pay their debts?