I have Spotify Premium Duo for son & I, Youtube Premium Family (I pay for son and I & got 4 of my friends to join so we split the cost), Voxa - audiobooks for son, NovelAI for son (some story writing tool I guess, to be honest I don’t really know what this one does exactly). No movie / TV show streaming services cause I have Filelist (torrents) and the world wide web.
Yes but there is always something to learn and always someone who knows more. I use that particular VPN for appearing like I’m in a certain country and on another connection the server is always changing like the sea.