I can’t fault people for being confused or frustrated when we also have insurance that’s intended to work as the primary means of payment.
Having our crap tastic excuse for a medical payment system be based in insurance, and then having another mandatory insurance system that’s somehow less helpful is reasonably frustrating.
That’s fair, and yeah I’m all in for replacing the health insurance system with single payer, but I find it difficult to picture a better system for car based risks without removing cars from the equation. The alternatives involve pushing some of the financial costs of driving onto people who create less of these costs. It’s why bad drivers have to get more expensive insurance and may struggle to get insured by the medium or low cost insurers.
Additionally home insurance is rapidly becoming more frustrating to people in many places thanks to climate change. The actuarial tables don’t lie, and seeing as destructive weather events are making many places more prone to disaster, insurers are going to find themselves taking the emotional blame, especially when many people refuse to believe that the climate has changed.
I can’t fault people for being confused or frustrated when we also have insurance that’s intended to work as the primary means of payment.
Having our crap tastic excuse for a medical payment system be based in insurance, and then having another mandatory insurance system that’s somehow less helpful is reasonably frustrating.
That’s fair, and yeah I’m all in for replacing the health insurance system with single payer, but I find it difficult to picture a better system for car based risks without removing cars from the equation. The alternatives involve pushing some of the financial costs of driving onto people who create less of these costs. It’s why bad drivers have to get more expensive insurance and may struggle to get insured by the medium or low cost insurers.
Additionally home insurance is rapidly becoming more frustrating to people in many places thanks to climate change. The actuarial tables don’t lie, and seeing as destructive weather events are making many places more prone to disaster, insurers are going to find themselves taking the emotional blame, especially when many people refuse to believe that the climate has changed.