• gusgalarnyk@lemmy.world
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    3 months ago

    When a house is an investment that grows in value society attempts to maximize scarcity, fewer houses or higher demand means more growth in their value. But imagine we lived in a society where we had more houses than we need, a surplus, because we valued housing people whenever they needed housing and we knew roughly how many houses we needed to do that.

    You could move anywhere and find a house to own at a cost you could afford. Imagine housing wasn’t a massive store of value such that multiple bureaucratic steps were created to nickle and dime the transaction. Buying a home could be easy.

    You could find a vacant house or one that has leaving owners, inspection papers were regulated and up to date, you could buy it off of them using your money or a loan from the government, and you could move in just like if you were renting.

    You don’t have to save up for money to buy a home in a society where housing people is a priority. Housing would be cheaper, cost of living would be lower, purchasing power would be higher, and we could have methods in place for transitioning ownership without requiring a lump sum of cash cause no one’s expecting a massive windfall immediately. Ya know, loans.

    Living on the street would be a fictional concept, encouraging homelessness is a societal choice - we could house everyone on the streets within the year if we wanted to. Does that mean long term hotels wouldn’t exist? No. That’s an actual service being provided.

    I’m just saying, if landlords served a purpose we could enable that service as a society but if housing wasn’t an investment vehicle it’s pretty clear the number of landlords would plummet over night and we’d quickly realize relatively few people liked the “service” they were receiving.

    • ASeriesOfPoorChoices@lemmy.world
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      3 months ago

      you sound exactly like every capitalist. There’s infinite resources! We don’t live in 3 dimensional space!

      jeezus, you’re somewhere between insane and delusional.

      also, lol at how you have no idea how loans work.