• LainTrain@lemmy.dbzer0.com
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    11 hours ago

    Sure the currency itself isn’t resistant to a run on itself but having some wealth in the currency will cushion a run on the real IRL banks for fiat currency.

    • Cethin@lemmy.zip
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      3 hours ago

      Sure. Diversifying is good. There’s no need for crypto for that. Gold or other assets would protect you equally as well.

      If the advantage of crypto is something provided by many other things, without the disadvantages of crypto, then crypto shouldn’t be desired.

      • LainTrain@lemmy.dbzer0.com
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        3 hours ago

        Gold or other assets don’t necessarily protect you when you own them through government and more broadly not-wholly-independent-from the-government-financial-institutions, unless you have gold bars at your house, and even then, it’s not something you can transfer for payments easily.

        On the other hand cryptocurrencies are wholly independent from any institution whatsoever - truly for people by the people - and ones like XMR are actively resistant to them altogether. I don’t think Trump is going to be like Hitler, but if he were, I’d bet on something the government can’t really easily seize like a distributed decentralised ledger rather than a house or gold that can’t be liquidated quickly or transferred for another currency if I was e.g. a targeted minority.

    • Aceticon@lemmy.world
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      9 hours ago

      Except that it’s so incredibly volatile that from one months to the next you literally don’t know if your crypto wealth will be worth twice as much or half as much.

      If want you’re trying to protect yourself is runs on banks, you’de be better of with gold works of art or even stocks (which are less volatile than crypto) or, even simpler, spread your money over several banks, ideally in more than one country.