My retirement fund that I just started was worth $15k in December of 2021. Then, May of 2022, our area was hit really hard. My retirement plan went down to $7k. Today, it’s worth $11k. I lost $4k on my retirement plan. It’s invested in total market funds, some tech, some big cap companies, and healthcare. But every sector has been ravaged by the stock market changes.
What this graph looks like to me is you made a really shitty bet, lost a bunch, sold at the bottom and then bought index funds and it’s been ticking up since.
Also you didn’t “lose” anything, assuming you didn’t sell. If this is a retirement plan, just keep your head on straight and stick with indexed and dividend funds